A guide for sellers

Selling your house in Newcastle.

What happens, in the order it happens. What to have ready, what it costs, and where sales usually slow down. For anyone thinking about selling, whether that’s this month or next year.

The panelled front door and bay window of a red-brick terraced house in Jesmond, photographed by Bowson
Jesmond

Start here

The same seven steps, different pressure points.

Every sale in England runs through the same stages. Where it tends to get stuck depends on your situation, so find yours first.

  • If you’re

    Selling to buy your next home

    You’re part of a chain, even if it’s a short one. Your sale and your purchase have to exchange on the same day, so your buyer’s position matters as much as their price. Being under offer when you find the next house also makes you a stronger buyer for it.

    Weighing up offers
  • If you’re

    Selling with nothing to buy

    Moving in with someone, renting for a while or leaving the area makes you the end of a chain. That’s something buyers value, and it belongs in how the home is marketed. Your timing is also easier to fit around theirs.

    Going on the market
  • If you’re

    Selling a leasehold flat

    The buyer’s solicitor will need information from your freeholder or managing agent, usually a management pack (the LPE1 form). It comes from a third party and there’s normally a charge for it, so ask your solicitor to request it early.

    Paperwork to start now
  • If you’re

    Selling a property that’s let

    You can sell with the tenant staying, to an investor, or with the property empty, to anyone. The rules for ending a tenancy changed on 1 May 2026, and the route you choose shapes who can buy, and when.

    Selling with tenants
  • If you’re

    Selling as an executor

    The government’s advice is not to put the house on the market until probate has been granted, and the sale can’t complete without it. The waiting time can still be used for the valuation, clearing the house and gathering the paperwork.

    Selling during probate

The seven steps

From first thought to handing over the keys.

Each step says who does the work: You The buyer’s side Your agent

  1. Find out what it’s worth

    YouYour agent

    Everything else follows from the asking price, so it comes first.

    An online estimate is a sensible place to start. It’s built from sold prices nearby and can’t see inside your house, so treat it as a range rather than a figure.

    A valuation visit tests that range against the house itself: its condition, its layout, what’s been done to it, and what a buyer could choose instead on the market around you right now.

    Most sellers ask more than one agent. If the figures differ, ask each agent what’s behind theirs: which sales they compared it with, and why. The higher number isn’t necessarily wrong. A number that can’t be explained just hasn’t been tested yet.

    How we do it

    Sam or John visits, and you get the figure, the sold prices it was built from and the reasoning, in writing. How we value a home

    Not ready for a visit? Get an instant online estimate

  2. Start the paperwork early

    You

    Much of what holds a sale up later is paperwork that could have been found months earlier. None of it needs a buyer to exist first.

    • An Energy Performance Certificate. An EPC has to be commissioned before the house goes on the market, and its rating appears in the advert. They last ten years, so check the government register to see whether yours is still in date.
    • Proof of who you are. Estate agents and solicitors are legally required to check the identity of the people they act for before a sale goes ahead. Having photo ID and proof of address to hand saves a delay.
    • A solicitor or licensed conveyancer. You don’t need a buyer to instruct one. Doing it early means your title can be checked and the draft contract pack prepared before an offer comes in.
    • The property forms. Your solicitor will send you a Property Information Form (TA6) and a Fittings and Contents Form (TA10), plus a Leasehold Information Form (TA7) for a flat. Filling them in now, rather than after an offer, saves time later.
    • Certificates for work you’ve had done. Planning permission and building regulations sign-off for extensions or loft conversions, certificates for replacement windows, a new boiler or rewiring, and any guarantees. The buyer’s solicitor will ask for them.
    • Your mortgage. Ask your lender for a redemption figure and whether there’s an early repayment charge. If you’re buying again, ask whether the mortgage can move with you.

    The full list is in the checklist below, which you can tick off and print.

  3. Get the house ready

    YouYour agent
    A paved terrace and lawn behind a brick semi in High Heaton, photographed by Bowson

    Most buyers decide whether to view from a few photographs on a phone. The preparation that counts is the kind that shows in those.

    Clear the surfaces. Finish the small jobs that have been waiting: the dripping tap, the cracked tile, the door that sticks. Open the curtains and let the light in. Tidy the front, because it’s the first thing a buyer sees in person and often the first photograph online.

    Bigger spending is a different question. A new kitchen or bathroom doesn’t always come back in the price, and it depends on who’s likely to buy. A first-time buyer may want somewhere finished. A buyer looking for a project will price the work in either way.

    How we do it

    We’ll tell you at the valuation what’s worth doing and what to leave alone. Photographs are taken once the house is ready, not before.

  4. Going on the market

    Your agentYou
    An open-plan living room in High Heaton, photographed by Bowson

    Before a listing goes live, your agent has to gather what’s called material information: what a buyer needs to know to decide whether to view. Leaving it out of a listing is against consumer protection law.

    That starts with the price, the tenure and the council tax band. It goes on to the property’s construction, rooms, utilities, broadband and mobile signal, and parking. Then there’s anything that affects this particular house, such as flood risk, rights of way, restrictions on its use, planning, or being in a former coal mining area. The North East has a long history of mining, so that last one is checked property by property.

    You’ll be asked about most of this before the photographs are taken. The buyer’s solicitor will check much of it again later, so answering it fully now avoids surprises after an offer.

    Viewings

    You can show people round yourself or leave it to your agent. What matters more is that buyers can see the house when it suits them, which often means evenings and Saturdays. After each viewing you should hear what the buyer thought, including the parts that aren’t flattering.

    How we do it

    Photography, a floorplan and a video tour, then Rightmove, Zoopla, our own site and social channels. We accompany viewings and give you feedback after each one. See how homes are marketed

    If viewings aren’t turning into offers, we look at the photographs, the listing and who’s seeing it before anyone talks about the price, and we agree a date to review it together.

  5. Weighing up offers

    Your agentYou

    Two offers at the same price can be very different offers.

    One might come from a buyer with a mortgage agreed in principle and nothing to sell. The other from a buyer whose own home isn’t on the market yet. The second can still be the right one, but you’d want to know that before you accept.

    What to know about each buyer

    • How they’re paying. A mortgage agreement in principle and a deposit, or cash they can show.
    • Whether they have a home to sell, and if so, whether it’s on the market, under offer or already sold.
    • Their timescale, and whether it fits yours.

    Accepting an offer doesn’t commit you, or the buyer. In England, a sale only becomes legally binding when contracts are exchanged, which is step six.

    How we do it

    Every offer reaches you in writing, with the buyer’s finance, chain and timescale checked. We’ll tell you plainly whether we think it’s worth taking or worth waiting on.

  6. From sale agreed to exchange

    YouThe buyer’s sideYour agent

    This is the longest part of most sales, and the part where you’re doing the least. The solicitors do the legal work. Your job is to answer their questions quickly.

    From an accepted offer to completion, most of our sales take 8 to 14 weeks. Long chains and leasehold flats can take longer.

    1. Memorandum of sale Your agent

      Sent to both solicitors once you accept an offer: the price, the buyer, the seller and who’s acting for each. It’s the starting point for the legal work.

    2. Draft contract pack Your solicitor

      Your solicitor sends the buyer’s solicitor the draft contract, your title and the forms you’ve completed. Little moves until this pack arrives, which is why the forms in step two are worth doing early.

    3. Searches and enquiries Buyer’s solicitor

      The buyer’s solicitor reviews the pack, orders searches (the local authority, water and drainage, environmental and, where it applies, coal mining) and raises enquiries about anything that needs clarifying.

    4. Replies to enquiries You and your solicitor

      Your solicitor passes the questions to you. The quicker the answers go back, the sooner the buyer’s solicitor can report to their client.

    5. Alongside the legal work Buyer and lender

      If the buyer has a mortgage, their lender values the property and, if it’s satisfied, issues a mortgage offer. Many buyers also commission their own survey. Both can raise questions of their own.

    6. Exchange of contracts Both solicitors

      With enquiries answered, searches back and the mortgage offer in, both sides sign, a completion date is agreed, and contracts are exchanged. From this moment the sale is legally binding.

    How we do it

    The memorandum of sale goes to both solicitors the same day you accept. From then on we sit between the two sides, chasing whoever holds the next step, and you get an update from us every week, whether or not anything has moved.

  7. Completion day

    YouYour agent
    A long hallway with patterned wallpaper in a Heaton terrace, photographed by Bowson

    Completion is the day the money moves and the house changes hands.

    At exchange the buyer pays a deposit through their solicitor, traditionally 10% of the price, though it’s often less in a chain, and the completion date is fixed. Exchange and completion can be on the same day or weeks apart; it’s agreed between everyone in the chain.

    By completion you need to be out, having left what the Fittings and Contents Form says is staying, and taken what it says is going.

    On the day, the buyer’s money reaches your solicitor, who pays off your mortgage and the costs of the sale, then sends you the rest. Once the funds are confirmed, the keys are released to the buyer.

    How we do it

    We hold the keys and release them as soon as your solicitor confirms the money has arrived.

Before you go on the market

A checklist for sellers.

What a buyer’s solicitor is likely to ask for, gathered in one place. Tick things off as you find them. Your ticks stay in this browser only.

About you

About the house

If it’s leasehold Most flats

If it’s let Selling with a tenant in place

If you’re an executor

What selling costs

What you pay, and what you don’t.

Most of these vary with the property and the firm, so ask for each quote in writing before you commit.

What a seller usually pays

The estate agent’s fee
Usually a percentage of the sale price, paid on completion. Ours is in the questions below.
Your solicitor or conveyancer
Their fee plus disbursements, such as copies of your title. Leasehold sales usually cost more.
An EPC
Only if you don’t already have one in date.
Paying off your mortgage
Any early repayment charge, plus your lender’s exit or admin fee if it has one.
The leasehold management pack
Charged by the freeholder or managing agent, for flats and other leasehold homes.
Removals
And storage, if your dates don’t line up.
Capital Gains Tax
Usually only if it isn’t your main home, for example a let property or a second home. If there’s tax to pay, the sale has to be reported and the tax paid within 60 days of completion. GOV.UK

What a seller doesn’t pay

Stamp Duty
That’s paid by the buyer.
A survey
In England, the buyer decides whether to have one and pays for it. Sellers aren’t currently required to provide a survey or a pack (Scotland’s Home Report is a different system).
The buyer’s searches
Ordered and paid for by the buyer’s solicitor.

Questions sellers ask

Straight answers.

How long does it take to sell a house?

It’s two different waits. The first is finding the right buyer, which depends on the price, the type of house and the time of year. The second is from an accepted offer to completion, which for most of our sales is 8 to 14 weeks. Long chains, leasehold flats and probate sales tend to take longer.

When is the sale legally binding?

At exchange of contracts. Until then, either you or the buyer can withdraw. After exchange, pulling out has serious financial consequences, starting with the deposit.

Should I sell before I find somewhere to buy?

It depends on how much you need the next house to be a particular one. Being under offer makes you a stronger buyer, and some sellers won’t accept an offer from someone who hasn’t sold. But if the right house for you rarely comes up, you might want to be looking at the same time.

If there’s a gap between the two, some sellers rent for a while rather than hold up either sale. It’s a conversation to have at the valuation, because the answer depends on your plans.

Do I have to be there for viewings?

No. Plenty of sellers prefer not to be. If you’d rather show people round yourself, that’s fine too, and you’ll know the house better than anyone. We accompany viewings either way, so there’s someone to answer the questions a buyer might not ask you.

Can I sell a house with tenants living in it?

Yes. You can sell with the tenancy continuing, usually to another landlord, or end the tenancy and sell with vacant possession to anyone.

Since 1 May 2026, ending a tenancy to sell means using the selling ground under the Renters’ Rights Act. It needs four months’ notice and can’t be used in the first twelve months of a tenancy. If you do use it, you can’t market or re-let the property for twelve months, so it isn’t possible to test the sales market and fall back on renting if it doesn’t work. It’s a decision to make with the numbers in front of you. Information for landlords

Can I sell a house before probate is granted?

The sale can’t complete until probate has been granted, and GOV.UK’s advice is not to put a property on the market until you have it. Your solicitor can advise on your own circumstances.

The wait isn’t wasted. A valuation, clearing the house and gathering the paperwork in the checklist above can all be done while the application goes through.

What is material information?

It’s the information a buyer needs to decide whether to view or make an offer, and your agent has to include it in the listing. It covers the price, the tenure and the council tax band, then things like utilities, broadband, parking, flood risk, building safety and whether it’s in a former coal mining area. National Trading Standards set out what it covers in guidance published in 2023.

What does Bowson charge to sell a house?

1.2% of the sale price, including VAT. It’s set out in writing before you instruct us, and you’ll get a copy of the terms to keep. Selling with Bowson

When you’re ready

A figure for your house, and the reasoning behind it.

This guide covers how a sale works. What it can’t tell you is what your house would sell for, or what to do first. A valuation visit covers both. There’s no cost and no obligation.

High Heaton0191 212 8101