Buying with Bowson
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Working out a budget
Before you begin your property search, it is advisable to arrange your finances and, if required, have a mortgage agreed in principle. This will confirm how much money you will have to fund the purchase, which will ultimately influence your property search.
Our recommended Mortgage Broker has access to lenders across the market, as well as exclusive deals and rates to help find you the best mortgage available.
Register and begin your search
From the moment you register with us, we take time to understand what really matters to you. We’ll help clarify your priorities, offer tailored property suggestions, and make sure you only see homes that genuinely fit. Our team is here to answer questions without pressure, share local insight, and walk you through every viewing with care.
Viewings
Making an offer
When you’ve found the right property, we’ll help you prepare and submit your offer clearly and confidently. Offers are presented to the seller both verbally and in writing, including any conditions you’d like considered. At this stage, you’ll need to show you’re ready to proceed, such as providing a mortgage agreement in principle or proof of funds.
Once your offer is accepted, we’ll prepare a Memorandum of Sale and notify all parties of the agreed terms. You’ll provide your solicitor’s details, and we’ll support you as your mortgage application progresses.
But our role goes far beyond ticking boxes. We know the streets, the schools, the cafés, the commute times—and we share it all, so you can make confident, informed decisions. We stay involved through the legal process, liaising with solicitors, coordinating timelines, and making sure nothing is left in the dark.
We’re not here to sell you a house. We’re here to help you buy the right one—with clarity, insight, and the kind of support that makes all the difference.
Mortgage Process
Once your offer is accepted, your lender will arrange a survey to assess the property’s value and flag any structural concerns. Once the valuation is complete, a formal mortgage offer will be issued, which you’ll need to sign and return through your solicitor.
From here, the legal process begins. Your solicitor will raise any initial enquiries, review the contract from the seller’s solicitor, order searches, and agree a proposed completion date. During this time, things can feel like a waiting game, but we’ll be on hand with regular updates to keep everything moving.
If you haven’t already arranged a mortgage, we can put you in touch with our trusted partner advisor to help explore your options and secure a deal that suits you.
There are no legal obligations until contracts are signed.
Exchange & Completion
Once all legal enquiries are resolved, contracts are signed and the deposit, typically 10%, is transferred to the seller’s solicitor. From that point, the sale becomes legally binding and a completion date is agreed. On the day of completion, the remaining funds are transferred and, once received, we release the keys.
Congratulations! you’re now the legal owner of your new home.
Buying FAQs
You should have buildings insurance in place from exchange of contracts, as that’s when you become legally responsible for the property.
Your lender will release the funds to your solicitor just before completion, usually 24–48 hours in advance, to ensure everything is ready for transfer on the agreed date.
